Auto Insurance Costs – What You Drive Could Cost You 

January 24, 2020

,h1>Auto Insurance Costs – What You Drive Could Cost You


The amount of your car insurance rate is based on different factors not only in your driving record. This also includes the model of the vehicle, the make, and the year when it was manufactured as well. For those who are shopping for a new car or planning to get one, it would be best if you ask a reputable insurance agent about the potential cost of car insurance for the car that you are considering. You can use these factors to get an idea if your car will have a high auto insurance rate or if you can get a lower premium instead. These cars will usually have a much higher premium rate:car insurance

Vehicles that are equipped with high-tech gadgets – Car insurance companies consider the accessories or high-tech gadgets that are installed in your vehicle. The more high-tech it is, the more it is at risk of theft. Of course, the replacement cost will also be high as well as resulting in a very high insurance rate. Click on this link @

2. Sports car – Compared to the typical vehicles on the road, sports cars are more dangerous to everyone, be a pedestrian or vehicle. Aside from that, people who are driving sports cars have more violation tickets than drivers of average cars. Because of the risk, the cost of car insurance companies will double or triple your insurance rate.

3. Luxury cars – By now, you have probably understood that the higher your car cost, the higher would be the expenses for the repair as well. That is why expensive cars, better known as luxury cars, have the highest car insurance rates than the other vehicles. 

4. Theft-prone vehicles – These are the vehicles that are hot on the eyes of the car thieves or “car nappers.” There are just some models that are so in demand in the black market that thieves will do anything just to get it and make money from it. You have a great chance of getting a high vehicle insurance rate if you own any of these vehicles that are commonly stolen because of the risk it poses. 

5. Very small vehicles –You would surely love to have one of these because it can save a lot of gas while reaching a great mileage at the same time. However, it also has the potential to get huge damage just in case an accident happened while on the road. Therefore, the car insurance cost will also be high as well. 

6. Vehicles with high horsepower – High-performance trucks are likely to be driven with speed and danger. Many of the road accidents today involved these types of vehicles. Again, it poses a great risk, especially for the insurance company. That is why you will be given a high insurance premium. More here @

7. SUVs – large SUVs may cause big damages, particularly to the other vehicles when involved in a road accident. If in case the accident is due to your negligence, the insurance company will have to pay a huge amount as well. 

Knowing what vehicles cost more to insure will help you make wise decisions when purchasing a new car – and help you secure affordable car insurance!

Falcon Insurance Services Inc.
6812 Bandera Rd #201,
San Antonio, TX 78238

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